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     Lifeguard Emergency Rescue

In the event that an eligible member suffers from a "certified injury" that requires emergency medical transportation by helicopter in accordance with EMS protocols, the program will reimburse the participant up to a maximum of $4,000.00 per occurrence.

Reimbursement includes expenses incurred from the cost of "Medically Necessary" or "Life Threatening" helicopter transportation from the scene of an accident to the nearest medical facility capable of treating the injuries or from one medical facility to another medical facility. Claims for "Medically Necessary" transports from one medical facility to another medical facility are subject to review by Lifeguard's Medical Officer.

Provisions… One benefit will be paid per occurrence. Benefit in excess of all other valid collectable insurance. Coverage is worldwide. Transportation by helicopter only.

How To Use This Benefit… Call 911 or the local equivalent. Local EMS protocols will make the determination for necessity and type of medical transportation that best fits each situation. To file a claim, please call Lifeguard at 1-800-446-7142. The obligations of Life Guard Benefit Services, Inc. are underwritten by Jefferson Life Insurance Company.

Certain terms and conditions apply. See policy Exclusions & Limitations - for further information contact Member Services at 800-456-0440

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